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50-Year Mortgage Option - Is it Right for You?
50-year mortgages may soon become a mainstream option, promising lower monthly payments for buyers facing affordability challenges. But do they truly help—or simply cost borrowers more in the long run? Here’s what homebuyers need to know before considering a 50-year term.

Alfred Patterson
Nov 102 min read


The Price of Thanksgiving: Smaller Plates in a Bigger Debate
Retailers are promoting cheaper Thanksgiving meals this year — but smaller baskets and portions tell a different story. From Walmart’s $4-per-person dinner to Kroger’s “Freshgiving” bundle, the advertised savings often come at the expense of quantity. In Dayton and across the country, families are paying less only to eat less — a quiet reflection of America’s shrinking household economy.

RoShawn Winburn
Nov 75 min read


Trotwood-Madison High School Graduate Honors Hometown Supporters
Trotwood-Madison High School Graduate, William Lumpkin, Honors Hometown Supporters

RoShawn Winburn
Dec 2, 20233 min read


Ensuring a Bright Future: Managing Lottery Winnings to Support Close Family
For lottery winners, careful planning is essential to ensure that family members enjoy a comfortable and fulfilling quality of life.

The Dayton Weekly News
Aug 7, 20233 min read


The 12 Scams of Christmas: What You Need to Know
What you need to know to avoid holiday scams.

The Dayton Weekly News
Nov 10, 20224 min read


IRS reminds taxpayers an extension to file is not an extension to pay taxes
For most individual taxpayers the tax filing and payment deadline is Monday, April 18, 2022. Those who need more time to file can request...

The Dayton Weekly News
Mar 28, 20222 min read


New CET & ThinkTV Documentary Explores the Impact of Redlining on Dayton, Springfield
The local PBS station produced documentary is set to premiere on CET, ThinkTV16 and the PBS Video App at 9pm on Thursday, February 24,...

The Dayton Weekly News
Feb 16, 20223 min read


Thawing out Your Savings to Warm Your Retirement
Our focus has to shift from having a big pile of savings into what type of income that our savings will create. I don’t know if you have...

Kelechukwu “Chu” Oparah
Aug 18, 20212 min read


Clarity Creates Confidence
Two things to do immediately for financial freedom When I was a kid, I was deathly afraid of heights, but in P.E., I had to learn how to...

Kelechukwu “Chu” Oparah
Aug 4, 20212 min read


GRANDMA GENIUS
"How can you be careful when you don’t know what’s out there?” In 1996, the Olympics had come to my town of Atlanta, Georgia, and my...

Kelechukwu “Chu” Oparah
Jul 21, 20213 min read


THE INCONVENIENT MATH?
For many people, saving isn’t going to be enough. Many of us can remember watching Roadrunner cartoons. In particular, I recall one gag...

Kelechukwu “Chu” Oparah
May 26, 20213 min read


Is Time Really Money?
For the vast majority of the planet, it kind of is! When I was little, I used to think time went by soooooo slow! Most, if not all, can...

Kelechukwu “Chu” Oparah
May 19, 20212 min read


Missed the Tax Deadline? Failed to File?
Here's what to do now, and why, from IRS.gov. COVID Tax Tip 2021-69, May 18, 2021 The federal income tax deadline has passed for most...

The Dayton Weekly News
May 19, 20215 min read


Why Wealthy Wednesdays?
An interview by the Greatness Coach, Chris Johnson Chu Oparah recently had the opportunity to speak with Chris Johnson on his podcast,...

Kelechukwu “Chu” Oparah
May 12, 20211 min read


Linchpin Logic
Three things you can do today to right size your cash flow

Kelechukwu “Chu” Oparah
May 5, 20213 min read


Meet the Makers: Westside Makerspace to help West Dayton Learn, Create, Collaborate
Makerspace will help Dayton community rebound after decades of divestment. Westside Makerspace is the brainchild of University of Dayton...

Onita Morgan-Edwards
Apr 30, 20217 min read


Knowledge Really Isn't Power
“I’d rather be uninformed than misinformed.” Samuel Clemmons aka Mark Twain As we approach NBA playoff season, optimistic fans turn their...

Kelechukwu “Chu” Oparah
Apr 28, 20212 min read


The Load Only Goes Up
When I was a competitive athlete, I was subjected to this horrible, yet necessary practice used to measure training capacity for the...

Kelechukwu “Chu” Oparah
Apr 21, 20212 min read


The Difference is Clarity
Pay Yourself First

Kelechukwu “Chu” Oparah
Apr 7, 20213 min read


Rules of the Game: Part 4 of 4
The fourth quarter is where games can be made. Welcome to part four of this four-part journey. For those of you who have stuck around,...

Kelechukwu “Chu” Oparah
Mar 31, 20214 min read

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